What Is a Voided Check?

You can ask your bank to draw you up a “counter check”, a special type of check that can be officially voided by the bank but still includes your important account information. You might also ask the business or organization requesting a historical timeline if they would accept a deposit slip that has been voided as well. Setting up direct deposit for your paychecks (or for one-off payments, if you are a freelancer for example) is incredibly simple with the help of a check that has been voided out. Ultimately, voided checks can come in handy in many situations. Knowing the right method to void a check, as well as the security steps to protect yourself, can help make payment  — both as a recipient and as a payee — more efficient. Electronic money, or e-money, is a simple way to send, spend, and receive payments online.

Review the background of Brex Treasury or its investment professionals on FINRA’s BrokerCheck website. Please visit the Deposit Sweep Program Disclosure Statement for important legal disclosures. Once you’ve voided a check, it’s essentially disabled and cannot be used any longer. But first, let’s touch on the reasons why you might need to void a check. We’ll break down the simple instructions for voiding a check properly in a moment.

Join PRO or PRO Plus and Get Lifetime Access to Our Premium Materials

This will help you remember that the check was voided and you’re not waiting for it to clear your account. If that check number is posted to your account, contact your bank right away. Finally, if you use duplicate checks, make sure your VOID marks are seen on the duplicate, too. Direct deposit is a free electronic transfer service you can use to send your paychecks directly to your BECU checking or savings account. When you write a check, the check amount posts into the journal account affected by the payment.

This is because it is an easy and convenient way for the employer to have access to your bank information without requiring you to make a money transfer. All you should see is the bank information such as your routing number, account number, and check number, and the word ‘VOID’, which you should have written on the front of the check. It means that the check can no longer be used after it has been cashed or deposited. When you record void checks, make sure to include the reason you voided the check as well. You should also always keep the check stub—the thin paper copy behind each check you write—because this acts as a detailed receipt of all your check transactions.

How to Get a Voided Check

Because checks have important bank information on them, be sure to void them correctly when you don’t want to use them. If you already sent a check to someone, then it is not possible to void it. The recipient will be able to cash the check unless you immediately contact your bank and have them issue a stop payment on that check. Doing so will block the bank from honoring the check when the payee presents it.

This can take up to one to two pay cycles and will vary by employer. It doesn’t matter if someone else picks that check up and tries to write over it. So, be thorough and write it large and wide across the majority of the check. Any bank teller (even those working the first hour of their first shift) will understand that the check itself is anything but legitimate and you will have nothing to worry about. However, it’s just as important that you know how to do so safely, securely, and while maintaining as much of your personal and private information as possible.

Online Banking

By clicking Continue, you will be entering a third-party website. First Republic is not responsible for the content, links, privacy policy or security policy of this website. Our seasoned bankers tap their specialized industry knowledge to craft customized solutions that meet the financial needs of your business. For our customers sending money with Wise or holding money in the Wise account in the US, regardless of which currency you hold and in keeping with US state… Wise is an online account that lets you spend abroad with your Wise card.

• You also might be able to provide your routing and account numbers directly.
• That means that you can have a portion of your paycheck sent to different accounts.
• Most companies don’t even need an original; a copy of a voided check is good enough.

Then, your payroll department will need to track where the money was sent. So long as they copy that information properly, they’ll be able to make the deposit. All U.S. banks have routing numbers and all deposit accounts have account numbers attached to them. Links to other sites are provided as a service to you by Bank of Hawaii. These other sites are neither owned nor maintained by Bank of Hawaii.

Direct deposit is your ticket to Early Pay

Bank of Hawaii shall not be responsible for the content and/or accuracy of any information contained in these other sites or for the personal or credit card information you provide to these sites. If you don’t have a spare blank check and still need to figure out how to get a voided check, there are a couple of options as well. This is the information that today’s electronic banking services need to set up an electronic transfer between two different entities.